Yes, we will usually charge a fee for our advice. This fee will vary depending on the complexity of the mortgage, individual circumstances & scenario.
Our best way of responding to this is; imagine you make an appointment to see 3 separate banks, each appointment being 1 hour each (usually you may need to wait a few weeks to get an appointment too!). These lenders may not be able to offer you a mortgage due to their different criteria, they may not be able to lend you as much as you need & they can only offer you their own range of products.
Our job is to research the market for you to save you the time, hassle & stress. We will also help with other third parties involved with the transaction (e.g. Solicitors, Estate Agents etc).
Book an appointment with one of our advisers today, we will guide you through the process as well as telling you what you can borrow so you can go out and start viewing properties!
Our job is to research the market for you to save you the time, hassle & stress. We will also help with other third parties involved with the transaction (e.g. Solicitors, Estate Agents etc).
I may not be a legal requirement, but we always talk to our clients about the benefits of life cover. Life is unpredictable & you never know what’s around the corner, we want to make sure you are left with a property & not a debt if the worse was to happen!
Yes! We understand that sometimes it’s just not possible to speak to certain clients during the day/week. We work with our clients’ best interests at heart, so we will work around you! Whether that be an evening appointment or a weekend, we are happy to accommodate.
Of course! We deal with a large pool of lenders, not just the ones you’ve heard of! We have lenders that can consider historical adverse credit, depending on recency & severity. Give us a call now to have a confidential chat.
Yes! We have lenders that can use 100% of certain benefit incomes towards affordability.
We do indeed! Self employed mortgages are one of our specialities, if you’re self employed and want to know your options, get in touch.
Essex Money is registered with the Data Protection Act 1998 registration No. ZB293386 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 967972 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.
Benhurst Financial Limited trading as Essex Money. Company Registration Number 13823126. Registered Office: 11 Benhurst Avenue, Hornchurch, England, RM12 4QS.
