Mortgage affordability calculator.

Receive an estimate of what you could potentially borrow.

Will you be applying by yourself, or with someone else?

By myself
With someone else

What is your annual salary?

£

Certain monthly payments can affect your affordability. If you have an outstanding credit card balance, or you have monthly payments relating to:loans, hire purchase, PCP, childcare, student loans or child maintenance – please enter them below.

Total monthly payments

£

Credit card balance

£

Your result will appear here.

What is person 1's annual salary?

£

What is person 2's annual salary?

£

Certain monthly payments can affect your affordability. If you have an outstanding credit card balance, or you have monthly payments relating to:loans, hire purchase, PCP, childcare, student loans or child maintenance – please enter them below.

Total monthly payments

£

Credit card balance

£

Your result will appear here.

It’s easy to begin your journey, start with an appointment.

Fancy becoming one of our introducers?

We love to work with new people! If you’re interested in introducing business to us, please email us at admin@essex-money.co.uk or fill in the textbox below with your name, telephone number, email address & company name. We will be in contact with you as soon as possible!

Browse a few of our case studies...

Case study

A married couple approached us looking to purchase a new residential home as they wanted to upsize and relocate. One of the clients was based in the UK and the other was a UK citizen who worked in China getting paid in US Dollars. We were able to get the mortgage through with a UK building society using the foreign income alone using the current conversion rates at the time. This allowed the client to purchase their new home and upsize to support their growing family.

Case study

Client approached us after being declined by 3 different high street banks due to previous adverse credit. The client had a history of county court judgements and missed payments on unsecured debt. Their mortgage rate was coming to an end and they needed to refinance onto a new fixed rate before going onto their existing lenders standard variable rate, but they were worried that their credit history would block them from getting a remortgage. We were able to place this client with one of the challenger banks who were happy to take on the mortgage even with the clients adverse credit history in a speedy timeframe.

Case study

Client came to us wanting to purchase a property via auction with the goal of completing and selling for a profit. We secured the client a bridge at 75% and managed to complete within 3 weeks from receiving the application form. Whilst having a 12 month term, the product had no early repayment charges so the applicant was able to exit earlier.

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Essex Money is registered with the Data Protection Act 1998 registration No. ZB293386 and is authorised and regulated by the Financial Conduct Authority under Firm Reference Number 967972 an Appointed Representative of TMG Direct Limited which is authorised and regulated by the Financial Conduct Authority under Firm Reference Number: 786245 and registered with the Data Protection Act 1998 Registration No: ZA178200.

Benhurst Financial Limited trading as Essex Money. Company Registration Number 13823126. Registered Office: 11 Benhurst Avenue, Hornchurch, England, RM12 4QS.